Wade D. Pfau, PhD, CFA®, RICP®, Founder of Retirement Researcher, Co-Founder of Retirement Income Style Awareness, LLC, and Professor of Practice at The American College Of Financial Services, is joined by Kevin Luebbers, Senior Vice President & National Sales Manager, Jackson National Life Distributors, LLC as they discuss protection as an asset class.
WEBCAST – Wade D. Pfau: Retirement Income Styles Based On “Protection As An Asset Class”
In retirement planning, client portfolios often face significant headwinds, such as inflation, market volatility, and longevity risk. Many financial professionals use portfolio diversification† to help mitigate these issues. While there are several ways to diversify a portfolio, most financial professionals focus on diversifying asset classes.
Retirement income expert Wade D. Pfau, Ph.D., challenges conventional asset class categorization. He argues that it is now possible to frame an annuity, or the protection‡ it can provide, as an asset class to help investors manage market risks and the risk of outliving retirement savings.
In this CE event, Dr. Pfau explores how registered index-linked annuities (RILA), also known as structured annuities, can create the potential to produce a more attractive range of investment returns and should be considered an asset class that can be used for asset allocation decisions. He’ll also discuss how financial professionals can better meet client needs by utilizing strategies that effectively manage retirement risks and align with each client’s personal style for sourcing retirement income.
Topics include:
- New retirement risks
- Viable risk management strategies
- Identifying clients’ retirement income styles & strategies
- How a RILA may fit into clients’ retirement income style
Accepted for 1 CFP® / IWI / CFA CE Credit
* Wade D. Pfau, Retirement Income Institute, “Protection as an asset class,” June 2023.
† Diversification does not assure a profit or protect against loss in a declining market.
‡ Guarantees are backed by the claims-paying ability of the issuing insurance company.